The introduction of e-commerce makes life easier for business owners and ordinary users, - developers of online applications say. Registration profiles and two-factor authentication, new passwords, letters with links to activate accounts ... Regular users know how complicated the use of "simple" applications, business owners are investing thousands of dollars in improving the platform.
Figure 1. Schematic diagram of Safein operation: the user is registered once for access to all online stores and confirmation of payments.
According to the research of the Safein development team, users prefer to bind data to one account. For example, an ID in Google allows you to log in to hundreds of online sites without additional registration. Is it possible to integrate a single ID with a secure service for anonymous payments? Is there a solution that integrates the block system with the functionality of the online store?
What is Safein?
The Safein platform is a solution for creating accounts and making payments in money and crypto-currencies. After registration, the user visits the site through Safein in one click. The platform is similar to the expansion for online shopping: personal data is entered once to make purchases on any resources.
Figure 2. The appearance of the Safein web version: the application shows all transactions, accounts, active sessions (highlighted in red)
The idea of the project is to create a single purse for payment in crypto currency and fiat money. A wallet that works on any online site and authorizes payments with one click.
• A single platform for all client tools. Safein automatically converts crypto currency and fiat money according to site requirements. The user pays for purchase by bitcoins, pounds, euros, rubles ... The operator's commission is 0.5% from each transaction.
• Legal way to store funds for customers. The creators of Safein are preparing to receive an EMI - certificate of the payment system according to EU standards. It is planned to provide IBAN to each user, turning Safein into an official system for purchases.
• Flexible tool for working with personal data. Registering on the site through Safein, the user knows what data is sent to the server. The platform supports the mode of anonymous purchases, if the online store provides such an option.
For example, the user has accumulated 4 ETH to buy a new MacBook Air laptop. The Safein application converts ETH to RUB, the user enters the electronics hypermarket site through the platform, chooses the technique and pays from his personal account. Data about delivery is loaded automatically, personal information remains on the Safein server, protected from phishing and other frauds.
How does Safein work?
The basis of the platform is an electronic payment system integrated with the exchange service. All transactions, the transfer of personal data and the request for geolocation are carried out strictly after the endorsement of the user: doubtful transactions can easily be rejected by protecting money and credit card data.
The convenience and ease of use of Safein are provided by three technologies:
• European GDPR standard, according to which users independently choose sites to which they will provide personal data. E-mail, coupon codes and SMS are allowed only with the permission of the account holder.
• Multi-level authorization and management ID. Owners of online stores and Safein users choose their own authorization technology. For example, the Delivery Club requests that you enter a PIN code to confirm the purchase. The user has set the fingerprint authentication mode, and the Safein platform remembers its selection. Purchase history, the contact list will be available for editing at any time.
• KYC procedure and buyer protection system. Safein is integrated with artificial intelligence, which analyzes all requests of sellers, checks payment requests and rejects doubtful transactions. According to Whitepaper, the team is negotiating with the technology services provider to verify the user ID in automatic mode.
Figure 3. Appearance of Safein: the application on the smartphone reflects requests for data transmission, active user sessions.
MVP project successfully launched and operates on the site https://curonian.com . Users create a Safein account and register with the smartphone application, make purchases without creating a separate account. You can try the application on the official site of the ICO project by entering your login and password, or simply by scrolling the QR code.
Excellent news for the investor - a trial version of the project began to work from December 2017, a few months before the fundraising. What does this mean for cryptomir? Developers adapted the application for Google Play, and the platform is used by more than 20 thousand people. The purpose of raising funds is to further improve the program that has already been recognized by the audience.
Who will benefit from the Safein platform?
Owners of tokens can be private individuals and business owners, SFN is charged for each action (transaction, registration, the invitation of new users on the referral program).
• Ordinary buyers. Registration in online services takes a couple of clicks (instead of 10-15 minutes), there is no need to remember new passwords, unauthorized data transmission can be blocked by pressing one button. Safein - these are anonymous payments, cache-back services, automatic conversion and a low rate (only 0.5%) per transaction.
• To owners of online services. Personal user data is stored in the Safein database, automatically updated and available for analysis (after user consent). Similar to other platforms based on the block system, it is possible to implement a flexible loyalty program, build a dialogue with the user through the application.
How does Safein develop?
ICO project begins on April 25, 2018, in total it is planned to collect up to 40 thousand ETH (hard cap). The cost of the SFN token depends on the amount of funds collected at the time of purchase. For example, if the project collects from 12 to 22 ETH, the cost of 1 token is 0.000125 ETH. The more investors, the lower the cost of participation. All unrequested tokens will be returned to the funds of the company.
According to Roadmap, in the third quarter of this year, payments will be introduced in the crypto currency and a single purse will be launched, after which the referral program will become available, the creators also plan to receive an EMI license, and in the second quarter of next year to introduce the payment of payments. Safein became WinWin (an advertising agency for the promotion of ICO), Zero Knowledge (developer and consultant in the field of smart contracts).
Results:
The Safein project integrates the benefits of blocking technology with the ease of online payment. Buyers and sellers use tokens to pay for services and investments in the development of the platform.
What good is Safein for investors? Orientation for the needs of the majority - ordinary buyers looking for reliable and easy access to online payments. A workable MVP is available on the company's website, integrated into GooglePlay. What are the chances of Safein to succeed? A working version of Safein has already been installed by about 20,000 users around the world!
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Author Kembartapibeda
https://bitcointalk.org/index.php?action=profile;u=1909517
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